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Living Benefits

Accident and Sickness (A&S) Insurance

Completely separate and distinct from disability income policies, A&S Insurance protects you against loss and provides partial or entire repayment of qualifying medical and dental expenses incurred.

About Accident and Sickness (A&S) Insurance

Completely separate and distinct from disability income policies, A&S Insurance protects you against loss and provides partial or entire repayment of qualifying medical and dental expenses incurred.

Many people in Ontario these days opt for additional health care insurance due to the additional expenses not covered by our provincial plan. Accident and Sickness (A&S) insurance is provided to all Canadians by their provincial health plans. However, individual accident and sickness policies are available from insurers to make up for the limitations of government-provided insurance.

A&S insurance is completely separate and distinct from disability income policies, because it does not provide you with an income; A&S protects you against loss and provides partial or entire repayment of qualifying medical and dental expenses that have been incurred.

Learn of the best accident and sickness coverage available for your needs

Health insurance policies can vary widely. With Life100, your advisor will thoroughly comparison shop the market with our network of best insurance companies in Canada to find you the best coverage and amount of protection for your individual needs, whether in Toronto, Brampton, Ajax, Markham or anywhere in the Greater Toronto Area and Ontario.

How Life100 places it

We compare, you choose

Your advisor puts the carriers on our panel side by side and explains the trade-offs in plain terms.

No cost to talk

Advice and quotes are free. You only pay a premium once you decide to go ahead.

We stay in touch

Your advisor reviews the plan as your circumstances change, not just on the day you sign.

The value of an Advisor

An advisor will help you make the best choices for your situation, your investments and insurance needs.

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Investment Products

Investment choice and flexibility combined with insurance benefits.

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Next step

Work out what your income is worth

An advisor can show you what a year off work would actually cost, then price the cover against it.

Need a hand? Questions about Super Visa cover or a life policy? An advisor is online.